摘要
本文对我国城镇居民近年来收入及消费需求进行了研究 ,并根据消费倾向的变动说明了开展消费信贷的意义。在回顾总结我国消费信贷发展情况的基础上 ,分析了阻碍消费信贷发展的因素 ,并提出了进一步发展消费信贷的建议。
The author has studied the income and consumption of the city dwellers in China in recent years. On the basis of the changes in the consumption tendency, the author tries to explain the significance of consumption credit. When recalling the development of the consumption credit in China, the author also analyses the factors that hinders the development the consumption credit, and puts forward some proposals for the further development.
出处
《南京晓庄学院学报》
2005年第1期74-80,共7页
Journal of Nanjing Xiaozhuang University
关键词
消费需求
消费倾向
消费结构
消费信贷
consumption need
consumption tendency
consumption formation
consumption credit
