摘要
采用VAR模型对保险市场对经济增长的影响进行分析。保险市场和人均GDP之间不是简单的相互促进的关系,更不是相互制约关系。两者在增长速度相对稳定时有相互促进作用,而在一方增长速度远大于另一方时有制约作用。经济增长会增加保险市场的快速发展,而保险市场的过快增长则会降低经济增长速度。这个负面作用的周期在逐渐缩短。而银行业、资本市场和人均资本对经济增长有正的相关关系。保险对居民的储蓄向投资转化以及改变居民消费观起先负向后正向的作用。
Based on the VAR model,we analyzes the insurance market which influences economic growth.Between the insurance market and the per capita GDP is not only promote each other relationships,and not restricts each other.They are a relatively stable growth rate which is mutual promotion role.When a party growth far outweigh the other party,they will restrict each other.Economic growth will increase the rapid development of the insurance market,but the excessive growth of the insurance market will reduce the rate of economic growth.The negative interaction cycle decrease gradually.And banking,capital market and per capita capital to the economic growth have positive correlation.Insurance on the residents' savings to investment and consumption residents have a first negative backward positive effect.
出处
《郑州航空工业管理学院学报》
2012年第5期137-144,共8页
Journal of Zhengzhou University of Aeronautics
