摘要
目前我国农业保险的经营状况令人堪忧,如果不采取相应的配套扶持体系,我国的农业保险恐怕依然难以走出困境。本文认为,建立中国农业再保险体系是改变我国农业保险窘况的重要举措。同时,农业再保险不仅仅是对农业保险的一种支持,更是使农业保险走向良性循环的制度安排。农业再保险通过扩大原保险人的承保能力、保障业务经营的稳定性、增加原保险人的可运用资金等方面,对农业保险的可持续发展有着重要的支持作用。本文认为,建立我国农业再保险体系框架,应主要从立法、建立主体、确定农业再保险的游戏规则和相应的优惠政策等方面给予考虑。
The agricultural insurance industry in China has been taking on unsatisfactory working results for many years. The paper points out that one of the most important ways is to establish agricultural reinsurance system, which will not only support the development of agricultural insurance industry but also works as an institutional arrangement to improve the industry. The paper proposes some measures to establish agricultural reinsurance system in China.
出处
《金融研究》
CSSCI
北大核心
2004年第7期106-111,共6页
Journal of Financial Research
关键词
农业保险
农业再保险
agricultural insurance, agricultural reinsurance
