摘要
我国农村正式金融安排实际上是一种从农村汲取资金的制度安排,而民间金融是真正满足农村经济需要的融资机制。可以通过正式认可民间金融以提供其发展空间,改革完善现有正式金融以提供其替代和规范现有民间金融以促进其演进来实现对农村民间金融的治理。
The current formal financial arrangement in China rural area is a mechanism, which transfers fund from rural area, whereas the informal financing may actually meet the demand for rural development. So recognizing it formally to provide room for its development and improving current formal financial institutions to substitute part of it and standardizing it to help its evolution are basic ways to govern rural informal financing.
出处
《中南财经政法大学学报》
CSSCI
北大核心
2004年第6期49-53,共5页
Journal of Zhongnan University of Economics and Law
基金
国家自然科学基金资助项目(70472084)
湖北省高等学校人文社会科学重点研究基地中南财经政法大学"WTO与湖北发展研究中心"2004年度资助项目
关键词
农村金融
民间金融
非正式金融
Rural Financing
Folk Financing
Informal Financing