摘要
在我国,信用社改革模式的多元化是公认的,用完全统一的模式去推行农村信用社的改革自然是不合理的,也是很难取得成功的。根据我国信用社改革具有的区域性和阶段性特征,每个时期、阶段所采取的模式应该符合相应的区域经济发展水平。在分析农村信用社合作制名不副实的基础上,笔者认为,考虑到我国国情、农民、信用社身份和农村区域经济发展现状,合作制是绝大多数农村信用社(特别是中西部)改革的一个理想模式。同时,还从成本角度分析了信用社合作制模式的困难,得出一些建议性结论。
In China, Multi-models of Rural Credit Union reformation is recognized. It is not rational to promote Rural Credit Union reformation by a unity model, and it is also difficult to succeed. Basing on its Regional and phase characteristics, Model in each period and each phase should accord with the level of economic development in the region. After analysising unworthy of the name of rural credit union, authors think that cooperation is a perfect model for Rural Credit Union(special for middle and west region) in cording to national condition、 farmers、identity of Rural Credit Union and rural regional economic development conditions. We also analysis difficulties of Rural Credit Union reformations from cost angle and get some conclusion for suggestion.
出处
《北京农学院学报》
2004年第4期16-19,共4页
Journal of Beijing University of Agriculture
基金
农业部软科学课题(项目编号:0424 2)
