摘要
在社会保险的三大险种即养老保险、失业保险和医疗保险中,医疗保险是保障范围最广、保险内容最多以及运行机制最为复杂的社会保障项目。虽然各国医疗保险制度有所不同、形式多样,但政府都不同程度地介入以弥补市场缺陷。本文论述了政府介入医疗保险的理论依据和政策目标,分析了我国现行医疗保险制度存在的突出问题并给出了相应的政策选择。
The Social Insurance System includes three coverages: pension insurance, unemployment insurance and health insurance, in which the health insurance system is the most complicated social security program with the widest coverage, the richest contents and the most complex operating system. Different countries are varied in the insurance system organizing and modeling, but the government intervention is necessary for each system to adjust and make up the market failures. In this paper the authors analyze the theoretical backgrounds and the objectives of the government intervention in health insurance system. Detailed focus is given to the analysis of the confronted problems and policy options are put forward for the existing Chinese health insurance system reforming.
出处
《中国软科学》
CSSCI
北大核心
2004年第11期15-22,共8页
China Soft Science
基金
国家自然科学基金项目(编号70142006)
西北大学科研基金。
