摘要
用多元回归的分析方法选取某商业银行信用卡中心作为样本,考察信用卡消费信贷的开展与发卡数量、POS成功率等指标之间相关关系,从实证的角度为信用卡消费信贷的进一步发展提供对策依据。
Choosing a commercial bank's credit card center as a sample, we researched the correlation of the increase of the credit card consumption loan relation with indexes such as the quantity of credit cards issued, the use rate of POS, and some other factors. Decision-making suggestions were put forward for the development of credit card consumption loan based on further empirical study.
出处
《财经理论与实践》
CSSCI
北大核心
2005年第4期36-38,共3页
The Theory and Practice of Finance and Economics
基金
国家社会科学基金项目(03BJY099)
关键词
消费信贷
信用卡
实证分析
Consumption Loan
Credit Card
Empirical Analysis
