摘要
农村金融服务对农民增收具有重要的促进作用。当前,农村经济对金融服务的需求呈现日益扩大及多元化的趋势,但农村金融服务不论是在体制设计,还是在需求的满足程度上,都存在缺陷,已经成为农民增收、农村经济发展、彻底解决“三农”问题的一大制约因素。为此要进行农村金融服务的创新,完善农村金融体系,引导各类金融机构增加对“三农”的支持力度,提高服务效率,为农民增收提供完善的金融服务。
Rural financial services play a very important role in increasing farmers" income. Currently, rural economy needs more and diversified financial services. However, a lot of deficiencies exist in the rural financial services which seriously hinder rural economic development. So much has to be done to improve rural financial services.
出处
《桂海论丛》
2006年第2期30-32,共3页
Guihai Tribune
关键词
农村金融
失效成因
创新
rural finance
deficiency
innovation