摘要
由于我国长期以来实行侧重城市发展战略,二元结构尤为明显,农村地区的金融抑制问题严峻。具体而言,我国农村金融抑制以供给抑制为主,同时也存在着较普遍的需求抑制。这两类抑制的特征和成因各不相同,并且存在巨大的区域性差异。为深化农村金融,必须注重区域差异和各地区农村金融的初始条件,引入竞争机制演化农村金融体系,选择需求导向和供给引导相结合的发展路径。
We have long been emphasizing particularly on city development strategy in China,leading to a dual structure in great evidence, and finance restraining problem in rural regions is especially serious. In specific, rural finance restraining in China is mainly composed by supply restraining, and there is demand restraining in general. The features and Causes of these two kinds of restraining are rather different, with huge regional distinction as well. In order to deepen rural finance, it' s compulsory to put high premium at regional distinction and the initial condition of rural finance in various regions, introducing competition mechanism to evolve rural finance system, choosing a development path combined with demand orientation and supply introducing.
出处
《河南金融管理干部学院学报》
2006年第5期42-45,共4页
Journal of Henan College of Financial Management Cadres
关键词
农村金融
金融抑制
金融深化
路径选择
rural finance
finance restraining
finance deepening
path choosing