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我国商业银行发展中小企业融资业务的新途径——供应链金融 被引量:17

New Method How Commercial Banks in China Provide Finance Business to Small and Medium-Sized Enterprise——Finance Service of Supply Chain
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摘要 中小企业是我国国民经济中不可或缺的一部分,但融资状况却制约了其发展。传统的融资方式无法解决中小企业面临的困境,商业银行只能通过业务创新来发展这部分市场。供应链金融是一种新型的融资模式,它把供应链上的相关企业作为一个整体,根据交易中构成的链条关系和行业特点来设定融资方案,由供应链上的相关企业共同分担融资风险。相较于传统的融资模式,在对中小企业融资业务上有着极大的优势。 Small and Medium-Sized Enterprises are the integral part of the national economy in China, but the condition that they receive finance from outside restrained their development. The classical financial methods can not solve the question, so the commercial banks only develop the market through new method. Finance service of supply chain is a new method of finance, which can make the related enterprises of the supply chain share the risk of finance and can solve the financial difficulty.
作者 崔文芳
机构地区 山东工商学院
出处 《中国市场》 北大核心 2008年第6期116-117,共2页 China Market
关键词 中小企业 供应链金融 核心企业 small and medium-sized enterprise supply chain finance core enterprise
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