摘要
国有银行不良债权的形成与清理是有关利益方围绕金融资源支配权展开的利益冲突过程。国有银行改革以及总体金融市场化进程可在对有关各方都有利可图或者至少不给哪一方造成直接损害的交易过程中渐次完成。改革的途径是国有银行和企业在不直接触及国家租金最大化目标的前提下进行互利交易，随着这种信贷关系的建立。
The formation of bad loans and their repayments are a confrontation course of the related interest sides around the right of using financial resources. The reform of state owned banks and the overall marketization of financial business will be gradually completed with some returns to the related sides or, at least, in the course of exchange, without causing direct losses to any side. The state owned banks and SOEs, in the course of reform, will make mutual-beneficial exchanges not harmful to the state targets of rent-maximization. the reform goal of financial marketization would be attained as the aftermath of establishment of credit relations.
出处
《经济学家》
CSSCI
北大核心
1997年第6期55-63,共9页
Economist
