摘要
本文认为在当下金融危机环境下,研究银行资本充足问题是当下之急。因此,文章在对我国资本充足率现状总体描述之后,做出了细致的实证研究。具体实证过程通过一个变速-部分调整模型,来实现对我国资本充足水平和商业银行自身资本调整速度的影响因素的分析,并针对实证结果,给出了一些财务管理上的政策建议。
Under the subprime credit crisis of 2007-2008,it is crucial to do a research on the issue of capital ratios of banks. Therefore,after the general description of the situation of Chinese banks＇ capital efficiency management,we also conduct an empirical reseach.We apply the model to annual panel data for pubhcly listed Chinese bank holding companies from 2002 to 2007.The evidence suggests that Chinese banks actively managed their capital ratios. We give analysis to the results and according which we give some suggestions about the policy on Chinese banks＇ financial management.
出处
《财务与金融》
北大核心
2009年第2期1-7,共7页
Accounting and Finance
关键词
资本管理
资本监管
变速-部分调整模型
Capital management Capital regulation,Variable speed of partial-adjustment model
