摘要
1995年爆发的日本金融危机和2007年爆发的美国金融危机,是战后全球最严重的两次金融危机。这两次金融危机在产生的主要诱因、直接原因以及救助措施等方面,都表现出共同的特征;但在金融机构不良资产的结构、危机程度及其影响范围以及政府应对危机的反应速度和救助依据等方面,则有不同之处。中国应汲取日美金融危机的教训,防止经济陷入过度泡沫、保持人民币汇率稳定以及规范金融产品创新行为和加强金融监管。
Japan＇s bubble crisis erupted in 1995 and the U.S.sub-prime crisis erupted in 2007,are the world＇s most severe two financial crises since World War II.By comparing,this paper found that at the respect of the main inducement,directly cause and aid measures,the two financial crises have shown common features;However,the structure of non-performing assets of financial institutions,the extent and the scope of the impact of the crisis and the Government＇s reaction speed and how to deal with crises are different.This paper argues that China should learn from the lessons,preventing excessive bubble economy,keeping the RMB exchange rate stability,as well as regulating financial product innovation behaviors and strengthening financial supervision.
出处
《现代日本经济》
CSSCI
2010年第3期1-7,共7页
Contemporary Economy OF Japan
基金
教育部人文社会科学研究(应急)项目"国际金融危机应对研究"(2009JYJR053)
关键词
金融危机
资产价格
汇率
金融创新
金融监管
不良资产
Financial Crisis
Assets Price Bubble
Exchange-rate Appreciation
Financial Innovation
Financial Supervision
