摘要
个人理财业务逐渐成为商业银行业务发展的重点,个人理财业务巨大的市场潜力给商业银行带来的不仅是机遇,同样伴随着风险。我国商业银行个人理财业务存在的风险包括市场风险、操作风险、法律和政策风险、信用风险和声誉风险等,商业银行对于这些风险的预防和管理将直接影响银行的经营成果。
Personal financial services gradually become the focus of development of commercial banks.The huge market potential of personal financial services brings commercial banks not only opportunities but also risks.These risks include market risks,operational risks,laws and policies risks,credit risks,fame risks and so on.The prevention and management of commercial banks for these risks will directly affect the bank＇s operating results.
出处
《价值工程》
2012年第1期137-138,共2页
Value Engineering
关键词
商业银行
个人理财
风险管理
commercial banks
personal finance
risk management
