摘要
"流动性"、"盈利性"、"安全性"是商业银行经营的三性原则,也是其经营绩效评价的核心内容。通过比较分析13家上市商业银行的"三性"及综合绩效得分,研究发现:2011年,国内国有大型商业银行的经营绩效已经有了实质性提高,在流动性、安全性方面都要优于股份制商业银行;但由于历史原因和体制因素,这5家国有银行在资产质量、管理水平和盈利状况方面仍要次于股份制商业银行。
Security, liquidity and profitability are the three principles of commercial bank＇ s operating. Through evaluating the three basic targets and composite scores of 13 listed commercial banks, the paper finds that there has been a substantial improvement in operation performance of 5 state banks, especially in terms of security and liquidity; but owing to historical reasons and some institutional factors, the state banks are still inferior to the joint-stock com- mercial banks in asset quality, management level and profit status.
出处
《区域金融研究》
2013年第2期19-23,共5页
Journal of Regional Financial Research
关键词
上市商业银行
经营绩效
三性
改进熵值法
Listed Banks
Operation Performance
Three Principles
Improved Entropy Method
