摘要
改革开放二十年我国城镇居民投资行为发生了很大变化 ,人力资本投资逐渐提升 ,进入 90年代这一趋势越发显著。究其原因 ,对投资收益率的考虑、潜在失业风险、民族文化的影响是重要的因素。但是人力投资收益率相对较低 ,居民人力投资缺乏理性是我国当前存在的突出问题。建立理性的居民人力资本投资模式不仅有利于居民收益最大化 ,而且有利于政府宏观调控目标的实现。
During the past twenty years, household human capital investment has been on the increase. The return to the investment, potential risk of unemployment and traditional culture are likely the most important factors that affect the investment of household. However, the low return rate of the investment and the irrational investment are the problems exiting nowadays. Consequently, to build a rational household human investment system is essential to maximize rate of return and to realize the aim of government regulation.
出处
《市场与人口分析》
CSSCI
2000年第6期52-56,共5页
Market & Demographic Analysis
关键词
居民
人力投资
投资收益率
理性投资
城镇居民
中国
household human capital investment
the rate of return of investment
rational investment`
