6Berger A. N.. Market Discipline in Banking[R]. Proceedings of the 27th Annual Federal Reserve Bank of Chicago Conference on Bank Structure and Competition, 1991.
7Flannery M. J..Using Market Information in Prudential Bank- ing Supervision: A Review of the U.S.Empirical Evidence[J]. Journal of Money, Credit and Banking, 1998, (8).
8Robert C. Merton.Financial Innovation and the Manage- ment and Regulation of Financial Institutions[J].Journal of Banking &Finance,1995,(11).
9Calomiris C. W.. Building an Incentive-compatible Safety Net[J]. Journal of Banking &Finance, 1999, (23).
