摘要
供应链金融日益引起人们重视,应收账款质押融资业务由于省略物流环节,减少操作麻烦更是受到金融机构欢迎。将应收账款质押融资业务风险分为核心企业资信状况、中小企业资信状况、供应链营运质量等三类,构建了二级多指标评价体系;通过层次分析法确定指标权重,构建了应收账款质押融资业务风险等级评定模型,为金融机构进行风险等级评定提供参考。
Supply chain finance has attracted increasing attention,accounts receivable pledge financing because of the omission of logistics links,reducing the operation is more welcomed by financial institutions. In this paper,we evaluated the risk exposure of the pledge businesses on the aspects of Core enterprise credit status,SME credit status,quality of supply chain operation,then built the two-level multi-index evaluation system; At the end through the analytic hierarchy process to determine the weight of the index,to build a receivable pledge financing business risk rating model,which provides reference for the financial institutions to evaluate the risk level of the financing business.
出处
《物流工程与管理》
2017年第10期36-38,共3页
Logistics Engineering and Management
基金
广东工业大学青年基金<农业供应链金融模式与风险管理研究>(17ZS0032)
关键词
应收账款质押
风险等级评定
供应链金融
accounts receivable pledge
risk level evaluation
supply chain finance
