摘要
近年来区块链在金融创新和监管科技中的应用愈发广泛,由于区块链具有去中心化、匿名化、不可篡改、可信任、透明度高等特点,通过区块链技术给金融监管赋能,可以打造技术驱动型和数据驱动型监管科技,优化监管科技构架和运行逻辑。我国应正视区块链在监管科技应用方面存在的问题和挑战,探索区块链赋能监管科技的治理和发展,借鉴西方监管沙盒、监管科技试点,发展平台化的联盟链,创新区块链治理新机制,以区块链推动监管升级,增强监管部门监管能力,在全球监管科技中取得先机。
In recent years, blockchain has been widely adopted in financial innovation and RegTech. Blockchain has the decentralization, anonymity, non-tampering, trustworthiness and transparency characteristics, so blockchain-fueled financial regulation can help to generate technology-and data-driven regulatory technologies and optimize the RegTech architecture and operational logic. China should face up to the problems and challenges in applying blockchain to the RegTech, explore governing and improving the RegTech through the blockchain technology, learn from the Western regulatory sandbox and their Reg Tech pilot projects, develop a platform-based blockchain alliance, innovate the blockchain governance mechanisms, promote regulatory upgrading with blockchain, and increase the capacity of the regulatory authorities, in order to have a head start in terms of the global RegTech.
出处
《学术前沿》
CSSCI
北大核心
2018年第12期24-32,共9页
Frontiers
关键词
合规区块链
监管科技
赋能
Compliance blockchain
RegTech
empowerment
