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3Vn Thanh Tran, Institutional Student Loan Management Policies and Practices A Case Stndy of Nine Large Urban California State University Campus, (Dissertation). University of California. 1999.
4Stephen Burd. Default Rate on Student Loans Falls again, but Economic Decline Could End Ttrend, The Chronicle of Higher Education , 2001 - 9- 28.
5J. Fredericks Volkwein & Bruce P. Szelest. Factors Associated with Student Loan Default Among Different Racial and Ethnic Groups. The Journal of High Education, 1998-314.
6Deanne Loonin(2001), Student Loan Law National Consumer Center,Boston
