摘要
在这个网络社会愈发深化的时代,通过互联网科技完善和发展线上供应链金融成为必要的发展方向。本文首先梳理了传统供应链金融的基本模式,发现了其存在的不足;然后重点介绍了当前三种主要的线上供应链金融模式,总结了线上供应链金融的优势;最后,提出相关政策建议,认为金融机构应该不断升级线上供应链金融产品,逐步完善供应链金融线上操作系统,监管机构需要出台更加严格的监管规则对线上供应链金融进行有效监管。
In this era of deepening network society,improving and developing online supply chain finance through internet technology has become a necessary development direction.This paper firstly combs the basic model of traditional supply chain finance and finds its shortcomings.Then,it focuses on the current three main online supply chain finance models and summarizes the advantages of online supply chain finance.Based on this,the following policy recommendations are proposed:Financial institutions should continuously upgrade the online products of supply chain finance and gradually improve the online operating system of supply chain finance.While the regulators need to introduce more stringent regulatory rules to effectively regulate supply chain finance,especially online supply chain finance.
作者
杨明
杨鑫
马明勇
Yang Ming;Yang Xin;Ma Mingyong(School of Economics and Management,Lanzhou Jiaotong University,Lanzhou 730070,Gansu,China)
出处
《金融发展研究》
北大核心
2021年第2期73-79,共7页
Journal Of Financial Development Research
基金
教育部人文社科项目“基于双层规划的畜牧业集群式供应链竞合关系及运营机制研究”(15YJCZH107)。
关键词
传统供应链金融
互联网科技
线上供应链金融
traditional supply chain finance
internet technology
online supply chain finance
