摘要
本文提出一种基于贝叶斯定理的业务洗钱风险评估方法,是指义务机构在采取一定风险缓释措施的情况下,通过贝叶斯定理计算、分析业务的剩余洗钱风险。同时,结合业务的实际交易规模,借助向量和三角函数的数学方法计算业务的综合洗钱风险。此外,当通过上述方法计算得到的业务综合洗钱风险值相等或相接近时,提出风险偏角的概念具体分析业务洗钱风险大小。
This paper presents a new method of business risk assessment for money laundering,which is based on the Bayes’theorem.It refers to the analysis of the residual risk of the compulsory institution through the Bayes’theorem under the condition of taking some risk mitigation measures.At the same time,combined with the actual transaction scale of the business,the mathematical method of vector and trigonometric function is used to calculate the comprehensive money laundering risk of the business.In addition,when the business comprehensive money laundering risk values calculated by the above method are equal or close to each other,the concept of risk deviation angle is proposed to analyze the business money laundering risk in detail.
出处
《吉林金融研究》
2021年第3期23-26,共4页
Journal of Jilin Financial Research
关键词
贝叶斯定理
业务洗钱风险
风险偏角
bayes'theorem
business money laundering risk
risk deviation angle
