摘要
全面推进乡村振兴离不开普惠金融的支持,同时也对普惠金融提出了更高的要求。本文基于服务乡村振兴的新视角,从三个维度共13个指标构建西北五省区普惠金融指标体系,采用变异系数法客观赋予指标权重、使用标准欧式距离法测算普惠金融指数。结果显示:西北地区金融服务可得性权重最高但缺乏多元性;存贷款、保险等基础金融服务发展不充分;专项投入比重过低;普惠金融水平整体呈上升趋势,但五省区发展不平衡、差异较大。在此基础上,本文对加速推进普惠金融更好助力乡村振兴提出相关建议。
Comprehensively promoting rural revitalization is inseparable from the support of Inclusive Finance.At the same time,it also puts forward higher requirements for Inclusive Finance.Based on the new perspective of serving rural revitalization,this paper constructs the inclusive financial index system of the five northwest provinces from three dimensions and a total of 13 indicators,objectively gives the index weight by the coefficient of variation method,and calculates the inclusive financial index by the standard European distance method.The results of each dimension index show that the weight of financial service availability in Northwest China is the highest,but it lacks diversity;Insufficient development of basic financial services such as deposits and loans and insurance;The proportion of special investment is too low;The overall level of Inclusive Finance shows an upward trend,but the internal development of the five provinces and regions is unbalanced and the level varies greatly.On this basis,optimizes the development path of Inclusive Finance in the five northwest provinces,accelerates the promotion of Inclusive Finance,and better help rural revitalization.
作者
蒋孟园
JIANG Mengyuan(Lanzhou University School of economics,LanzhouGansu 730000)
出处
《西部金融》
2021年第10期93-96,F0003,共5页
West China Finance
关键词
乡村振兴
普惠金融
西北地区
Rural Revitalization
Inclusive Finance
Northwest China
Measure index
