摘要
共同富裕是社会主义的本质要求,是中国式现代化的重要特征。这些赋予了新时代金融发展的使命担当。探讨金融发展对共同富裕的作用机制,是坚持以人民为中心的发展思想、在高质量发展中促进共同富裕的题中应有之义。本文通过微观视角与宏观视角的考察,深入剖析了金融发展对不平等的影响机制:适度、规范的金融发展有利于减轻不平等,但金融压抑和过度金融化都可能导致不平等加剧。而金融压抑与金融赶超(以及金融化)并存是中国金融发展的"特色",二者也成为当前分配不均的驱动因素。中国金融发展促进共同富裕需要着力于以下五点:一是金融回归服务实体经济本源,避免过犹不及;二是促进房地产业健康发展,努力实现住有所居;三是落实农民土地财产权利,缩小城乡收入差距;四是发展普惠金融,使低收入群体也能分享增长红利;五是重视金融科技的双刃剑效应,推进金融科技向善。
Common prosperity is the essential requirement of socialism and an important feature of Chinese-style modernization, which gives the mission of financial development in the new era. To explore the mechanism of financial development on common prosperity is an integral part in the people-centered development thought and promoting common prosperity in high-quality development. Through the investigation from micro and macro perspectives, this paper deeply analyzes the mechanism of financial development on inequality: moderate and normative financial development is conducive to lessen inequality, but financial repression and excessive financialization may lead to widening inequality. The coexistence of financial repression and financial catch-up(and financialization) is the feature of China’s financial development, which have also become the driving factors of the current uneven distribution. Promote common prosperity through China’s financial development to needs to focus on the following five points: First, finance should return to serving the real economy and avoid being too much;Second, promote the healthy development of the real estate industry and strive to achieve the affordable housing;Third, implement farmers’ land property rights and narrow the urban-rural income gap;Fourth, develop inclusive finance so that low-income groups can also share the growth dividend;Fifth, pay attention to the double-edged sword effect of financial technology and promote the improvement of Fintech for social good.
作者
张晓晶
ZHANG Xiaojing(Chinese Academy of Social Sciences,Beijing,China)
出处
《经济学动态》
CSSCI
北大核心
2021年第12期25-39,共15页
Economic Perspectives
基金
中国社会科学院重大课题“浙江省高质量发展建设共同富裕示范区研究”
国家社会科学基金重大课题“宏观经济稳增长与金融系统防风险动态平衡机制研究”(19ZDA095)
国家社会科学基金重点课题“宏观金融网络视角下的合意杠杆率研究”(19AJL006)。
关键词
金融发展
金融化
财富与收入分配
共同富裕
Financial Development
Financialization
Wealth and Income Distribution
Common Prosperity
