摘要
将数字普惠金融、农村人力资本、农业绿色全要素生产率同时纳入城乡居民收入差距分析框架,基于2011—2019年我国30个省级面板数据和北京大学数字金融研究中心的数字普惠金融指数,采用系统广义矩估计方法,评估数字普惠金融对城乡居民收入差距的影响以及农村人力资本的调节效应、农业绿色全要素生产率的中介作用。研究发现:数字普惠金融的发展显著促进了城乡居民收入差距的缩小;数字普惠金融的覆盖广度、数字化程度有助于抑制城乡居民收入差距的扩大;农村健康类人力资本、教育培训类人力资本、迁移类人力资本不仅本身对城乡居民收入差距具有收敛作用,而且在数字普惠金融对城乡居民收入差距的收敛效应中发挥正向调节作用;农业绿色全要素生产率增长在数字普惠金融对城乡居民收入差距的收敛效应中发挥了部分中介作用。
Incorporating digital inclusive finance,rural human capital and agricultural green total factor productivity into the framework of urban-rural residents'income gap analysis at the same time,based on 30 provincial panel data in China from 2011-2019 and the Digital Inclusive Finance Index from the Digital Finance Research Center of Peking University,we adopt a systematic generalized moments estimation method to assess the impact of digital inclusive finance on the income gap between urban and rural residents as well as the moderating effect of rural human capital and the mediating role of green total factor productivity in agriculture.It is found that:the development of digital inclusive finance significantly contributes to the narrowing of the income gap between urban and rural residents;the breadth of coverage and digitization of digital inclusive finance help to suppress the widening of the income gap between urban and rural residents;the three rural human capital,including rural health-based human capital,education and training-based human capital,and migration-based human capital,not only have a converging effect on the urban-rural income gap by themselves,but also play a positive moderating role in the converging effect of the urban-rural income gap of digital inclusive finance;agricultural green total factor productivity growth plays a partial mediating role in the converging effect of the urban-rural income gap of digital inclusive finance development.
作者
杨怡
陶文清
王亚飞
YANG Yi;TAO Wen-qing;WANG Ya-fei
出处
《改革》
CSSCI
北大核心
2022年第5期64-78,共15页
Reform
基金
重庆市巴渝学者青年学者人才支持项目(YS2019031)
重庆市社会科学规划重大项目“创新驱动重庆制造业升级的技术进步路径与对策体系研究”(2020ZDJJ01)
重庆市教育委员会人文社会科学研究项目“西部地区金融发展与制造业传统比较优势改造:效率测度、作用机制及空间效应研究”(20SKGH040)。
关键词
数字普惠金融
城乡居民收入差距
农村人力资本
农业绿色全要素生产率
digital financial inclusion
income gap between urban and rural residents
rural human capital
agricultural green total factor productivity
