摘要
创业活动受制于外部环境,而社会信用环境将如何影响创业行为,仍是一个亟待解决的研究问题。本文构造地级市层级的社会失信指标,结合中国家庭金融调查数据,考察社会失信对家庭创业的影响及其内在机制。研究发现,社会失信显著降低了家庭创业的可能性和未创业家庭的创业意愿。机制分析表明,社会失信会抑制信息获取对创业的促进作用,并通过降低信贷的可获得性和社会网络丰富度阻碍创业。因此,完善社会信用体系建设,改善社会信用环境有助于激发创业活力。
Entrepreneurship activities are subject to the external environment,and how social trust environment affects entrepreneurial behavior and willingness is still an important issue that needs to be solved urgently.This study uses the constructed prefecture-level social dishonesty indicators,combining with China Household Finance Survey data,to examine the effect of social dishonesty on entrepreneurship and its internal mechanism.We find that the social dishonesty will significantly reduce the entrepreneurial possibility and willingness.After using the instrumental variable method to alleviate the endogeneity issue and conducting a large number of robustness tests,the above conclusions are still valid.The analysis of mechanism shows that the social dishonesty hinders the entrepreneurship by reducing the availability of credit and the richness of social network,and inhibits the promotion of the information acquisition on entrepreneurship.Further analysis finds that the social dishonesty mainly affects the entrepreneurship in non-social credit system construction demonstration cities and urban areas,and has a more obvious inhibitory effect on entrepreneurial activities of entity business model.The conclusions of this study shows that perfecting the construction of the social credit system and improving the social trust environment can help stimulate entrepreneurial vitality.
作者
徐子尧
马俊峰
Xu Ziyao;Ma Junfeng
出处
《财经科学》
CSSCI
北大核心
2022年第6期19-35,共17页
Finance & Economics
基金
国家社会科学基金一般项目“数字经济驱动下公司治理变革的机理与效应研究”(21BJY235)的资助。
关键词
社会信用环境
家庭创业
信息获取
信贷获得
社会网络
Social Credit Environment
Family Entrepreneurship
Information Acquisition
Credit Availability
Social Network
