数字普惠金融与农村产业融合耦合区域差异及时空演变特征——基于Dagum基尼系数分解和Kernel核密度估计的实证研究被引量：9

The Coupling Area Differences and Spatiotemporal Evolution Characteristics of Digital Inclusive Finance and Rural Industrial Integration——An Empirical Study Based on Dagum Gini Coefficient Decomposition and Kernel Density Estimation

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摘要数字普惠金融利用互联网技术和征信体系数据集中优势为农村产业融合提供了新机遇,研究数字普惠金融与农村产业融合作用关系,对我国乡村产业发展与数字普惠金融的实现均具有重要现实意义。论文选取2011-2020年度31个省域面板数据,采用熵值法与耦合协调度模型分别测度了农村产业融合指数及数字普惠金融与农村产业融合耦合协调度,综合运用Dagum基尼系数、核密度估计解析了数字普惠金融与农村产业融合耦合协调度的时空演化分布特征。研究表明:农村产业融合发展增速明显,但省级差异较为突出;数字普惠金融与农村产业融合耦合协调度逐步好转,但总体耦合协调度较低,省际差异较大,发展不够均衡;两系统耦合协调度差异主要来自区域间的差异与超变密度,随着时间的推移,区域间差异对其影响在减弱,超变密度对其差异的影响在增强;我国31省市区域间两者耦合协调度绝对差异和相对差异均有缩小趋势,两极分化态势显著;两系统耦合协调度存在明显的空间聚集效应和空间相关特征,东部地区优于中西部地区。基于上述结论,分别从数字普惠金融的均衡发展、农村产业融合策略、数字普惠金融与农村产业融合耦合联动机制以及区域发展协同作用等角度提出对策与建议。 Digital inclusiveﬁnance uses Internet technology and the centralization of credit information system data to provide new opportunities for rural industrial integration,it is of great practical signiﬁcance to the development of our country's rural industry and the realization of digital inclusiveﬁnance.Based on the panel data of 31 provinces from 2011 to 2020,the paper used the entropy method and the coupling coordination model to measure the rural industrial integration index and the coupling coordination degree between digital inclusiveﬁnance and rural industrial integration,respectively,Dagum Gini Coefficient and Kernel Density Estimation are used to analyze the spatial-temporal evolution characteristics of the coupling coordination degree between digital inclusiveﬁnance and rural industrial integration.The research shows that the growth rate of rural industry integration is obvious,but the difference at provincial level is obvious,and the coupling and coordination degree between digital inclusiveﬁnance and rural industry integration is gradually improving,but the overall coupling and coordination degree is low,and the difference between provinces is large,the difference of coupling coordination degree between the two systems mainly comes from the difference between regions and the hypervariable density,and the inﬂuence of the difference between regions is weakened and the inﬂuence of the hypervariable density is strengthened with the passing of time.The absolute and relative differences of the coupling and coordination degree between the 31 provinces and cities in our country have a tendency to decrease,and the trend of polarization is obvious,the east is better than the west area.Based on the above conclusion,this paper puts forward some countermeasures and suggestions from the perspectives of the balanced development of digital inclusiveﬁnance,the strategy of rural industrial integration,the coupling mechanism of digital inclusiveﬁnance and rural industrial integration,and the synergy of regional development.

作者曹俊勇张乐柱 CAO Jun-yong;ZHANG Le-zhu

机构地区五邑大学通识教育学院华南农业大学经济管理学院

出处《农村金融研究》 2023年第3期55-68,共14页 Rural Finance Research

基金 2020年度国家自然科学基金青年项目“非农就业对农户林种选择的影响及生成机理研究”(编号:72003069) 广东省哲学社会科学“十三五”规划2020年度学科共建项目“广东地区财政金融协同支持乡村产业发展模式研究”(编号:GD20XYJ13) 2021年度广东省社会科学规划项目“乡村信用体系建设:普惠逻辑、评价指标与增信机制研究”(编号:GD21CYJ11) 广东省教育厅科技服务乡村振兴重点领域专项“数字普惠金融与乡村振兴:内在机理、动态影响与模式创新”(编号:2022ZDZX4055)的阶段性研究成果。

关键词数字普惠金融农村产业融合指数测度耦合协同空间差异时空演化 Digital Inclusive Finance Rural Industry Integration Index Measure Coupling Cooperation Spatial Differences Spatiotemporal Evolution

分类号 F830 [经济管理—金融学]