摘要
提高数字素养能够帮助农户更好地适应数字化时代的需求,为农户农业创业提供新的机会和路径。基于2019年和2022年中国东北三省(黑龙江、辽宁与吉林)农户的调查数据,利用工具变量Heckman模型纠正内生性问题导致的估计偏误,实证检验数字素养对农户农业创业决策和创业绩效的影响,且将数字素养影响农户农业创业的机制分为信贷约束机制、信息约束机制与风险偏好机制。研究发现:数字素养对农户农业创业具有显著正向影响,提高农户数字素养能够促进农户参与农业创业和改善农业创业绩效。内在机制表明,数字素养可以通过缓解农户信贷约束和信息约束,促进农户农业创业与提高农户农业创业绩效。与此同时,数字素养可以通过提高农户风险偏好促进农户参与农业创业,但在数字素养影响农户农业创业绩效的过程中风险偏好的作用不显著。因此,从提高农户数字素养、完善农村数字信息平台建设与缓解农户信息约束,以及构建新型数字信用体系缓解农户农业创业信贷约束等方面提出政策建议。
Improving the digital literacy of farmers not only helps them to better adapt to the needs of the digital era,but also provides new opportunities and paths for agricultural entrepreneurship.Based on the survey data of farmers in the three northeastern provinces of China(Heilongjiang,Liaoning and Jilin)in 2019 and 2022,the impact of digital literacy on farmers’agricultural entrepreneurship decision-making and entrepreneurial performance is empirically examined based on the instrumental variable Heckman model,and the mechanisms by which digital literacy affects farmers’agricultural entrepreneurship are categorized into credit constraints,information constraints,and risk preference mechanisms.The research results reveal that digital literacy has a significant positive impact on agricultural entrepreneurship of farmers,and that can promote farmers’participation in agricultural entrepreneur ship and improve its performance.The intrinsic mechanism indicates that digital literacy can promote agricultural entrepreneurship and improve agricultural entrepreneurial performance by alleviating credit constraints and information constraints of farmers.Simultaneously,digital literacy can promote farmers’participation in agricultural entrepreneurship by improving farmers’risk appetite,but the role of risk appetite is not significant in the process of digital literacy affecting farmers’agricultural entrepreneurship performance.Ultimately,policy recommendations are made in terms of improving the digital literacy of farmers,improving the construction of rural digital information platforms with easing the information constraints of farmers,and constructing a new type of digital credit system due to easing the credit constraints of agricultural entrepreneurship of farmers.
作者
孙光林
冯钦瑶
李庆海
SUN Guanglin;FENG Qinyao;LI Qinghai(School of Finance,Nanjing University of Finance and Economics,Nanjing 210023,China;School of Economics,Nanjing University of Finance and Economics,Nanjing 210023,China)
出处
《统计与信息论坛》
CSSCI
北大核心
2024年第10期116-128,共13页
Journal of Statistics and Information
基金
国家自然科学基金青年项目“互联网普及视角下农户数字素养对农业全要素生产率的作用机制研究”(72003086)
江苏省科研与实践创新计划项目“数字普惠金融对中小企业绿色创新的作用机制研究”(KYCX24_1956)
国家社会科学基金一般项目:“环境、社会、治理信息披露与农业企业高质量发展关系研究”(20BGL164)。
关键词
数字素养
农户农业创业
信贷约束
信息约束
风险偏好
digital literacy
farmers’agricultural entrepreneurship
credit constraints
information constraints
risk preferences
